Location
Headquarters: London, England, United Kingdom, Europe
Region: England
Country: GB
Continent: Europe
About
Abound is a UK-based consumer lending brand that offers personal loans. It emphasizes a full-picture credit assessment, considering earnings and spending alongside end-of-month balance to determine loan eligibility. The company markets flexible repayment terms, online applications, and quick decisioning, with operations centered in the United Kingdom and backed by Fintern Limited (trading as Abound). Abound also partners with lenders and fintech platforms to provide accessible financing, including donations to Spread a Smile with each loan payout.
Abound is a UK-based consumer lending brand that provides personal loans ranging from £1,000 to £20,000. It utilizes a holistic credit assessment model that evaluates earnings and spending patterns rather than relying solely on credit scores. The company operates under Fintern Limited and is authorized by the Financial Conduct Authority.
Fintern LTD
2020
for_profit
active
Industries
Primary Industry: Finance
Categories
Funding & Financials
Debt
601300000
200m-1b
private
Investors
Founders
Gerald Chappell
Michelle He
Leadership
Technology Stack
Products
Open Banking Personal Loans: Unsecured personal loans assessed using Open Banking data to evaluate applicants' full financial situation beyond credit scores.
Render Credit Decisioning Software: A SaaS credit decisioning platform that uses AI and Open Banking data to provide lenders with detailed borrower affordability and creditworthiness insights.
Affordable Unsecured Personal Loans: Fixed-term unsecured personal loans without collateral, designed to provide affordable credit with no fees for early repayment.
