Location
Headquarters: San Francisco, California, United States, North America
Region: California
Country: US
Continent: North America
About
Chime is a financial technology company that provides consumer-facing banking services via partner banks in the United States, including checking and savings accounts with fee-free features, overdraft protection, and credit-building options. The company emphasizes mobile-first banking, early direct deposits, and a large network of fee-free ATMs, with banking partnerships ensuring FDIC insurance. Chime markets itself as a tech-forward alternative to traditional banks, offering tools like a debit card, credit-building products, and cash-back features through its ecosystem. Headquartered in San Francisco, it operates primarily in the U.S. through its app and online presence.
Chime is a financial technology company that provides consumer banking services through partner banks in the United States. It offers fee-free checking and savings accounts, early direct deposit, and credit-building products via a mobile-first platform. The company serves individual consumers seeking alternatives to traditional banking with transparent fee structures.
Chime Financial, Inc.
2012
for_profit
active
Industries
Primary Industry: Finance
Categories
Funding & Financials
secondary_market
$2.77B
private
NASDAQ:CHYM
NASDAQ
Investors
Founders
Christopher Britt
Ryan King
Leadership
Christopher Britt — Co-Founder and Chief Executive Officer
Madhu Muthukumar — Chief Product Officer
Sarah Wagener — Chief People Officer
Janelle Sallenave — Chief Operating Officer
Vineet Mehra — Chief Growth Officer
Jennifer Kuperman — Chief Corporate Affairs Officer
Christopher Britt — board_member
Technology Stack
Products
Chime Checking Account: A mobile-managed checking account with no monthly fees, no minimum balance, and access to over 50,000 fee-free ATMs.
SpotMe® Fee-Free Overdraft: A service that allows eligible users to overdraft debit card purchases up to $200 without overdraft fees.
Get Paid Early with Direct Deposit: A feature that enables users to receive their paychecks up to two days earlier by setting up direct deposit.
MyPay™ Early Pay Access: A service that provides users access to up to $500 of their earned wages before payday without interest or credit checks.
Chime Secured Credit Builder Visa® Card: A secured credit card with no interest or annual fees that helps users build credit by reporting on-time payments to credit bureaus.
Chime Savings Account with Automatic Savings: A savings account offering 1.25% APY with features that automatically transfer money from checking to savings based on spending or paycheck deposits.
Funding rounds
IPO · (2025-06-12)
Debt Financing · $475M · (2025-03-01)
Secondary Market · (2023-07-28)
Connect
Connect
Open positions(5)
- Senior Full-Stack Software Engineer, Unsecured CardsPremiumFull-timeHybridSan Francisco, CA, USA164,000–227,000 / Year
- Staff Data Scientist, Finance AnalyticsPremiumFull-timeHybridSan Francisco, CA, USA152,000–210,000 / Year
- Senior Data Scientist, AI & App ExperienceFull-timeHybridSan Francisco, CA, USA133,000–185,000 / Year
- Software Engineer, MembershipPremiumFull-timeHybridSan Francisco, CA, USA133,000–184,000 / Year
- Senior Mobile Cross Platform EngineerFull-timeHybridNew York, NY, USA; San Francisco, CA, USA164,000–227,000 / Year