Location
Headquarters: San Francisco, California, United States, North America
Region: California
Country: US
Continent: North America
About
Plaid enables fintech developers to build applications by enabling easy, safe, and reliable access to users' financial data for use in apps and services. It positions itself as the gold standard in account linking, offering real-time data, identity and risk insights, and payments verification to power onboarding, credit, and personal finance management use cases across multiple markets. The company operates globally, including the United States, United Kingdom, and the European Union, providing open banking data networks and APIs for developers and financial institutions. Plaid emphasizes high data quality, fraud prevention, and scalable data access for faster, smarter financial experiences.
Plaid provides financial technology infrastructure that connects consumer banking data with fintech applications via APIs. It serves developers and financial institutions by enabling secure account linking, payments, and identity verification. The company facilitates data access for budgeting, credit underwriting, and fraud prevention across multiple global markets.
Plaid Inc.
2013
for_profit
active
Industries
Primary Industry: Media & Internet
Categories
Funding & Financials
series_unknown
1300000000
200m-1b
private
Investors
Founders
William Hockey
Zachary Perret
Leadership
Technology Stack
Products
Plaid Link: A client-side component that enables users to securely connect their financial accounts to applications.
Auth: An API that retrieves bank account and routing information for ACH, wire, and other bank transfers.
Balance: An API that provides real-time balance information to prevent payment returns and manage funds.
Identity: An API that verifies users' financial account ownership to reduce fraud and confirm identity.
Signal: A machine learning-powered API that assesses the risk of ACH debit transactions to reduce fraud and enable instant fund access.
Transfer: An end-to-end API solution for sending and receiving money between bank accounts.
Funding rounds
Secondary Market · (2026-02-26)
Series Unknown · $575M · (2025-04-03) · Lead: Franklin Templeton
Secondary Market · (2025-04-03)