**Job Title: Data Scientist – Property & Casualty (P&C)** **Location:** Remote **Key Responsibilities** - Drive actionable insights and inform corporate strategies through the use of advanced modeling, data mining, analytics, and market intelligence. - Demonstrate strong communication skills with a basic understanding of project management principles. - Ability to visualize data effectively on both simple and complex levels. - Proficiency in leveraging data, machine learning techniques, and statistical model frameworks to identify and create business opportunities. - Ability to work with data using query languages such as SQL, R, or Python, and understanding of relational data. - Demonstrate the ability to write production-ready code in Python or R. Knowledge of generative AI for coding is a plus. - Lead key countrywide product initiatives and partner with Actuarial, Underwriting, Distribution and Legal for execution - Experienced in developing product proposals that appropriately balance profit and growth objectives. - Design, maintain and update exposure management tools and reports to support ongoing business decisions and regulatory requirements. **Requirements** - Master’s degree in Data Science or related field (e.g., Statistics, Applied Economics) required. **Preferred Qualifications** - 5+ years of experience in P&C insurance product management, pricing, or analytics - Experience in Personal Lines insurance. - Familiarity with cloud-based analytics platforms and modern data engineering practices. - Experience supporting product strategy, pricing, exposure management, or regulatory reporting. - Strong programming skills in Python, R, and SQL. - Experience developing predictive models, machine learning solutions, and statistical analyses. - Experience creating dashboards and visualizations using business intelligence tools. - Strong analytical, communication, and project management skills. - Experience with generative AI tools for software development or analytics is a plus. **Salary Range:** $89,800.00 - $125,500.00 - Salary is commensurate to experience, location, etc. Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we’ve broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we’re publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets. We’re motivated by the fact that educators take care of our children’s future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators. EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status For applicants that are California residents, please review our [California Consumer Privacy Notice](https://www.horacemann.com/privacy/ccpa) All applicants should review our [Horace Mann Privacy Policy](http://www.horacemann.com/privacy.aspx)