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  3. Principal Data Scientist (R...

Principal Data Scientist (Real Estate Lending Product Strategy)

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Navy Federal Credit Union logo

Principal Data Scientist (Real Estate Lending Product Strategy)

Navy Federal Credit Union

130,500–179,500 / Year

Location

Vienna, VA, United States

Experience

Senior

Posted

Jul 10, 2026

Apply by

July 12, 2026

Applicants

0

Early applicantFull-timeWork from Office

Sign in to apply on web or download the app for more options.

Job Description

Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science. Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization. Regarded as an advanced professional in the data science field. Conduct complex work under minimal supervision and with wide latitude for independent judgment. Mentor lower level staff. Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science. Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization. Regarded as an advanced professional in the data science field. Conduct complex work under minimal supervision and with wide latitude for independent judgment. Mentor lower level staff. ### Responsibilities - Design, develop, and evaluate large and complex predictive models and advanced algorithms - Test hypotheses/models, analyze, and interpret results - Develop actionable insights and recommendations - Develop and code complex software programs, algorithms, and automated processes - Use evaluation, judgment, and interpretation to select right course of action - Work on problems of diverse scope where analysis of information requires evaluation of identifiable factors - Produce innovative solutions driven by exploratory data analysis from complex and high-dimensional datasets - Transform data into charts, tables, or format that aids effective decision making - Utilize effective written and verbal communication to document analyses and present findings analyses to a diverse audience of stakeholders - Develop and maintain strong working relationships with team members, subject matter experts, and leaders - Lead moderate to large projects and initiatives - Model best practices and ethical AI - Works with senior management on complex issues - Assist with the development and enhancement practices, procedures, and instructions - Serve as technical resource for other team members - Mentor lower levels ### Qualifications - 6+ years of experience with requisite competencies - Complete knowledge and full understanding of specialization - Statistics, machine learning , data mining, data auditing, aggregation, reconciliation, and visualization - Programming, data modeling, simulation, and advanced mathematics - SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS - Model lifecycle execution - Technical writing - Data storytelling and technical presentation skills - Research Skills - Interpersonal Skills - Advanced knowledge of procedures, instructions and validation techniques - Model Development - Communication - Critical Thinking - Collaborate and Build Relationships - Initiative with sound judgement - Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.) - Independent Judgment - Problem Solving (Identifies the constraints and risks) - Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields **Desired Qualifications** - Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering **Additional Information** **Hours:** - Monday - Friday, 8:00AM - 4:30PM **Location:** - 820 Follin Lane, Vienna, VA 22180 ### About the Company Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks. Our approach to careers is simple yet powerful: Make our mission your passion. - FORTUNE 100 Best Companies to Work For® 2025 - Yello and WayUp Top 100 Internship Programs - Computerworld® Best Places to Work in IT - Newsweek Most Loved Workplaces - 2025 PEOPLE® Companies That Care - Newsweek Most Trustworthy Companies in America - Military Times 2025 Best for Vets Employers - Best Companies for Latinos to Work for 2025 - Forbes® 2025 America’s Best Large Employers - Forbes® 2025 America's Best Employers for New Grads - Forbes® 2025 America's Best Employers for Tech Workers - 2025 RippleMatch Campus Forward Award Winner for Overall Excellence - Military.com Top Military Spouse Employers 2025 - 2025 Handshake Early Talent Award From *Fortune*. ©2025 *Fortune* Media IP Limited. All rights reserved. Used under license. *Fortune* and *Fortune* Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union. **Equal Employment Opportunity:** All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law. **Accommodations:** If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status. **Disclaimers:** Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the [Benefits page](https://fa-etbx-saasfaprod1.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/nfcu/pages/employee-benefits) of the Navy Federal Career Site. **Protect Yourself from Job Scams:** Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process. **Bank Secrecy Act:** Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Key Responsibilities

  • Design, develop, and evaluate large and complex predictive models and advanced algorithms
  • Test hypotheses, analyze, and interpret results to develop actionable insights
  • Develop and code complex software programs, algorithms, and automated processes
  • Produce innovative solutions driven by exploratory data analysis from complex datasets
  • Transform data into charts, tables, or formats that aid effective decision making
  • Utilize effective written and verbal communication to document analyses and present findings
  • Lead moderate to large projects and initiatives
  • Model best practices and ethical AI
  • Serve as a technical resource for other team members
  • Mentor lower-level staff

Requirements

  • Bachelor's Degree in Data Science
  • Statistics
  • Mathematics
  • Computer Science
  • Engineering
  • or degrees in similar quantitative fields

Skills Required

StatisticsMachine LearningData MiningData AuditingData AggregationData ReconciliationData VisualizationProgrammingData ModelingSimulationAdvanced MathematicsSQLRPythonHadoopSASSPSSScalaAWSModel Lifecycle ExecutionTechnical WritingData StorytellingBig Data AnalysisCodingProject ManagementCommunicationCritical ThinkingCollaborationRelationship BuildingInitiativeSound JudgmentIndependent JudgmentProblem SolvingMentoring

Benefits

  • Competitive pay
  • Generous benefits and perks
  • Culture of engagement and commitment

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Job Overview

Salary

130,500–179,500 / Year

Currency: USD

Job Type

Full-time

Experience

Senior

Location

Vienna, VA, United States

Application Deadline

July 12, 2026

Total Applicants

0

About Navy Federal Credit Union

Navy Federal Credit Union logo

Navy Federal Credit Union is a leading company in the Technology sector, known for innovation and employee-centric culture.

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