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Principal Software Engineer - Java

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Mastercard logo

Principal Software Engineer - Java

Mastercard

Location

Pune, India

Experience

Senior

Posted

Jul 14, 2026

Apply by

September 30, 2026

Applicants

0

Early applicantEasy applyFull-timeWork from Office

Sign in to apply on web or download the app for more options.

Job Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary ### Principal Software Engineer - Java ### Our Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results. Job Title Principal Software Engineer Overview: The Networks Solutions team at Mastercard was established to further enhance the market leading products and services we offer today. We are modernizing our platform and taking the opportunity to build additional products and service offerings that would our customers and enable them to do more on our platform. • Do you like to be part of a team that is creating and executing strategic initiatives centered around digital payments? • Do you look forward to developing and engaging with high performant diverse teams around the globe? • Would you like to be part of a highly visible, strategically important global engineering organization? The Role: What’s it all about and what we expect you to do day to day • At least 40% individual contributor with technical team leadership. Who is recognized as a team/s authority and technical expert within a discipline, and drives innovation and organizational growth through their contributions. • They get their adrenaline rush by coding away in IDEs. They spend majority of their time in writing non-feature code. They are hands on all the time and collaborate by writing interfaces, tests; unit or acceptance and architecture fitness functions, outside of meeting rooms. • They implement, monitor and maintain compliance and security concerns in CI/CD pipelines to bring life to the principle of “Code is Design and Design is Code”. • Domain driven design is their game. They code to enforce the contextual mappings and aggregates for each bounded context. They drive implementation of consumer driven contracts to allow for evolution and learning of the domain model with hyper speed while meeting our promises to other teams internally and customers alike. • Work on complex enterprise-wide initiatives spanning multiple services/programs and drives resolution • Work with business/product owners to architect and deliver on new services to introduce new products and bundles • Participate and contribute to team’s agile process and decisions. Understand and contribute to Prioritization. Drive prioritization decisions and trade-offs in working with product partners • Drive the architectural design, including dependent services, service interactions, and policies • Take ownership to improve the customer experience of an entire set of services/applications sold as products or bundled services • Contribute and lead Guild initiatives by engaging and mentoring Engineers at all levels to improve the craftmanship of Software Engineering • Simplify and improve the cost/benefit of a function/service/architecture strategy • Consult across teams and across organization lines to identify synergies and reuse opportunities • Participate and contribute to Principal review architecture meetings and drive resolutions to enterprise-wide challenges and regulatory needs • Write recommendations for job promotions based on an unbiased view of one's accomplishments • Conduct technical interviews for hiring engineering staff and raising the performance bar • Identify and raise awareness to Silo-ed behaviors within the organization and teams All About You and What you need to bring: • You have demonstrable experience in designing and building a high performance, hi transaction volume, scalable platform. • You have a good understanding of design patterns, principles and infrastructural elements – both hardware and software. • Progressively grown career with proven design and development experiences in multiple languages e.g., Java, .NET, JavaScript, SQL, secure coding standards e.g., OWASP, CWE, SEI CERT, and vulnerability management. • Overall 15-20 years of experience into Software Engineering • Has an expert understanding and experience of DevOps best practices to guide developers and abstract application development from underlying hosting platforms and infrastructure. Infrastructure as code and cloud first software development knowledge experience preferred. • Experienced in the skills required to implement advanced test set ups in production environment e.g., A/B testing, canary releases, blue-green deployment, feature flags • Experience in Continuous Integration CI and Delivery CD concepts, and capabilities to support automation, pipelines, virtualization, and containerization • Has skills to develop and evangelize on reference architecture and run principles to help teams adopt Engineering Principles from the start: poison pill, active/active/active, auto-scaling, self-healing, others • Has skills to promote and coach teams on take on full stack development and facilitate end-to-end service ownership • Has skills to engage engineers across Technology organization to promote standard software patterns and reuse of common libraries and services • Has experience in leading and coaching teams to perform software planning and estimation for large scale complex programs • Has skills to drive trade-off discussions to set right development capacity based on value drivers e.g., regulatory, security, new business, market parity, technical debt • Has experience in design and execution of automation across multiple business areas and provides guidance on best methods and tools. • Has skills to succinctly articulate architecture patterns of complex systems, with business and technical implications, to executive and customer stakeholders • Has skills to define and drive advanced chaos and other operational testing practices to test points of failures, monitors, and system behaviors under adverse conditions e.g., resource spikes, network congestion, component or infrastructure failure • Experienced in agile and modern SDLC practices: Scrum/Kanban/Continuous Delivery/DevOps/Quality engineering, and the delivery situations they are used for Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: • Abide by Mastercard’s security policies and practices; • Ensure the confidentiality and integrity of the information being accessed; • Report any suspected information security violation or breach, and • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. ### ### Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: - Abide by Mastercard’s security policies and practices; - Ensure the confidentiality and integrity of the information being accessed; - Report any suspected information security violation or breach, and - Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Key Responsibilities

  • Design and build high-performance, scalable platforms with high transaction volumes.
  • Implement and maintain compliance and security concerns in CI/CD pipelines.
  • Drive architectural design, including dependent services, service interactions, and policies.
  • Collaborate with business and product owners to architect and deliver new services.
  • Lead guild initiatives and mentor engineers to improve software craftsmanship.
  • Conduct technical interviews and raise the performance bar for engineering staff.
  • Identify and raise awareness of siloed behaviors within the organization.
  • Write recommendations for job promotions based on unbiased views of accomplishments.

Skills Required

JavaSoftware EngineeringDesign PatternsDevOpsCI/CDInfrastructure as CodeCloud First Software DevelopmentA/B TestingCanary ReleasesBlue-Green DeploymentFeature FlagsChaos EngineeringAgileScrumKanbanContinuous DeliveryQuality EngineeringLeadershipMentoringCommunicationProblem SolvingCollaborationStrategic Thinking.NETJavaScriptSQLOWASPCWESEI CERTVulnerability Management

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Job Overview

Salary

—

Job Type

Full-time

Experience

Senior

Location

Pune, India

Application Deadline

September 30, 2026

Total Applicants

0

About Mastercard

Mastercard logo

Mastercard is a leading company in the Technology sector, known for innovation and employee-centric culture.

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