Senior Backend Engineer
Back to Jobs
Referrals OnlyGet Smart Job AI Coach in the appFree on iOS and Android 






Senior Backend Engineer
105,000–135,000 / Year
Location
Cardiff, London or Remote (UK)
Experience
Senior
Posted
Jul 14, 2026
Apply by
August 13, 2026
Applicants
0
Early applicantEasy applyFull-timeHybrid
Job Description
📍London or UK Remote | 💰[Senior Engineer (L50)](https://monzo.com/documents/engineering-progression-framework-v4-0.pdf) £105,000 - £135,000 + Incentive Awards tied to your performance + [Benefits](https://monzo.com/careers/) | [Technology](https://monzo.com/blog/technology) - Engineering
About our Engineering Teams:
We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.
These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.
We contribute to [open source software](https://github.com/monzo) as much as possible. Our [blog](https://monzo.com/blog/technology) is a good place to learn even more about what we do!
Your day-to-day
This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!
Together you'll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.
They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!
Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.
How we work 💻
Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles. We value meeting in person but we don't have a mandated requirement on office attendance, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨
Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays 🍽️
Teams also schedule time together often for work and play – in or around the office, or online.
Set up a work schedule that delivers impact and fits your life:
At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.
You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨
If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.
Work the way that works for you with Monzo! 💼
You should apply if:
- you have strong experience working on the backend of a technology product
- you want to be involved in building a product that you (and the people you know) use every day
- you have a product mindset: you care about customer outcomes and you want to make data-informed decisions
- you’re comfortable working in a team that deals with ambiguity
- you’re interested in distributed systems and writing resilient software
- you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).
- you think you’d enjoy the kind of work we’re doing
We're on the look out for L50 Engineers at the moment, you can read more in our [Engineering Progression Framework](https://monzo.com/documents/engineering-progression-framework-v4-1.pdf)- we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters!
Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!
What you’ll be working on:
We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:
- [Go](http://golang.org/) to write our application code (there’s an excellent interactive Go tutorial [here](https://tour.golang.org/welcome/1))
- [Cassandra](http://cassandra.apache.org/) for most persistent data storage
- [Kafka](http://kafka.apache.org/) for our asynchronous message queue
- [Kubernetes](http://kubernetes.io/) and [Docker](https://www.docker.com/) to schedule and run our services
- [Envoy Proxy](https://www.envoyproxy.io/) for RPC
- [AWS](http://aws.amazon.com/) for most of our production infrastructure and[GCP](https://cloud.google.com/) for most of our data infrastructure
- React for our public web apps and internal tools
- We also have physical datacenters with actual cables to connect to various third parties
The Interview Process:
Our interview process involves three main stages:
1. Initial Call
2. Take home task or pair coding exercise
3. Final interview: including a system design and a behavioural interview
Our average process takes around 4 weeks but we will always work around your availability.
One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see [here](https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process).
What’s in it for you:
💰 £105,000 - £135,000 + Incentive Awards tied to your performance
✈️We can help you relocate to the UK
✅We can sponsor visas.
📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
📚Learning budget of £1,000 a year for books, training courses and conferences
➕And much more, see our full list of benefits [here](https://monzo.com/careers/)
We're usually always hiring for Backend Engineers, so there's no closing date for this job.
#LI-Remote
Key Responsibilities
- Collaborate with cross-functional squads to build and support specific parts of the banking platform
- Design and implement resilient distributed systems and backend services
- Make data-informed decisions to improve customer outcomes
- Contribute to open source software initiatives
- Work with strongly-typed languages such as Go, Java, C, or Scala
Skills Required
GoCassandraKafkaKubernetesDockerEnvoy ProxyAWSGCPReactStrongly-typed languagesProduct mindsetTeamworkComfort with ambiguityLearning agility
Benefits
- Performance-based incentive awards
- Relocation assistance
- Visa sponsorship
- Flexible working hours
- Learning budget of £1,000 per year
- Remote work options within the UK
App exclusive · Free
Smart Job AI Coach
Your personal interview coach on every job — readiness tips, profile improvements, and role-specific prep. Available only in the Pulse Job app.
Interview readiness
See how prepared you are and what to improve for each role.
Personalized tips
Actionable suggestions based on your profile and the job.
After you apply
Keep coaching momentum from job detail through application success.
Similar roles for you
Matched using this role's title and skills. Open the job search anytime to see every listing.

Senior Full Stack Engineer (Web Focused)
SMG Swiss Marketplace Group
Full-timeEasy applyHybrid
BelgradeSenior

Senior Software Engineer
Nexthink
Full-timeEasy applyHybrid
LausanneSenior

Lead Backend Engineer
Weekday AI
45,00,000–1,00,00,000 / Year
Full-timeEasy applyWork from Office
BengaluruSenior

Cloud & Backend Engineer (Python/Kubernetes/DevOps) - Hybrid Porto (3 days/week office)
HumanIT Digital Consulting
1.700–2.300 / Month
Full-timeEasy applyHybrid
PortoMid

Python Backend Engineer
WPP
Full-timeEasy applyHybrid
PolandMid

Backend Engineer – (Python / Django)
Plane
Full-timeEasy applyWork from Office
HyderabadSenior